Category Archives: Uncategorized

Lies About Criminal Convictions on Application Voids Coverage

Policy Void From Its Inception – No Duty to Defend The implied covenant of good faith and fair dealing applies equally on the person insured as it applies to an insurer. When a person applies for insurance and misrepresents material … Continue reading

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“The Insurance Examination Under Oath”

The Best Weapon Against Insurance Fraud Now Available at Amazon.com as a Kindle book or a paperback. The insurance Examination Under Oath (“EUO”) is a formal type of interview authorized by an insurance contract. It is taken under the authority … Continue reading

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Programs for Illumeo

Training Courses at Illumeo.com Courses are now available here. They include:   Contracts For People in Business This course provides, in simple, easy to understand language, everything a business person needs to know about contracts. Course 12 ratings 4.25 2 … Continue reading

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The Need for Professional Insurance Claims Handlers

Insurance is Needed to Maintain a Modern Society Almost every business, every homeowner, every property owner lack sufficient assets to cover a contingent or unknown event, an accident, a tort lawsuit, a fire, or other casualty. Insurance, by spreading the … Continue reading

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Insurance Claims In a Catastrophe

If your house was damaged or destroyed by a wildfire, accidental fire, windstorm, flood, hurricane or earthquake, as a result of state declared catastrophes and you had a fire, homeowners, flood insurance, tenant’s homeowners or condominium policy you will be … Continue reading

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The Claims Commandments

Claims Commandments © 2017 – Barry Zalma This series of fifteen claims commandments is an effort to provide direction to every person involved in claims handling for insurers and the public whose duty it is to fulfill the promises made … Continue reading

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Barry Zalma, Esq., CFE

Barry Zalma, Inc. Insurance, Insurance Claims, Insurance Coverage and Insurance Fraud Consultant Barry Zalma, Inc. makes available Barry Zalma’s more than 50 years of practical insurance claims experience to serve those who are faced with an insurance claim or coverage … Continue reading

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Ignorance Can Be Cured

Stupid is Forever © 2017, Barry Zalma It is a certainty that the business of insurance will act in cycles. Premiums go up. Premiums go down. Catastrophes happen regularly and in some years there are no catastrophes. Insurers pay any … Continue reading

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What Is Insurance?

  Time To Grow Up There is No Insurance To Avoid Hard Work Modern students have grown up in a system where no one wins and no one loses. They get trophies for participating. Competition is discouraged if not totally … Continue reading

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