Monthly Archives: October 2017

Insurance is Needed to Maintain a Modern Society Almost every business, every homeowner, every property owner lack sufficient assets to cover a contingent or unknown event, an accident, a tort lawsuit, a fire, or other casualty. Insurance, by spreading the … Continue reading →

If your house was damaged or destroyed by a wildfire, accidental fire, windstorm, flood, hurricane or earthquake, as a result of state declared catastrophes and you had a fire, homeowners, flood insurance, tenant’s homeowners or condominium policy you will be … Continue reading →

Claims Commandments © 2017 – Barry Zalma This series of fifteen claims commandments is an effort to provide direction to every person involved in claims handling for insurers and the public whose duty it is to fulfill the promises made … Continue reading →

Barry Zalma, Inc. Insurance, Insurance Claims, Insurance Coverage and Insurance Fraud Consultant Barry Zalma, Inc. makes available Barry Zalma’s more than 50 years of practical insurance claims experience to serve those who are faced with an insurance claim or coverage … Continue reading →

Stupid is Forever © 2017, Barry Zalma It is a certainty that the business of insurance will act in cycles. Premiums go up. Premiums go down. Catastrophes happen regularly and in some years there are no catastrophes. Insurers pay any … Continue reading →

  Time To Grow Up There is No Insurance To Avoid Hard Work Modern students have grown up in a system where no one wins and no one loses. They get trophies for participating. Competition is discouraged if not totally … Continue reading →