Zalma’s Insurance Fraud Letter – March 15, 2018

The Essential Resource For The Insurance

Fraud Professional

Zalma’s Insurance Fraud Letter

March 15, 2018

Allstate, and other insurers, frustrated with the inability or lack of will of state prosecutors to deal with insurance fraud schemes have resulted to filing suit against those participating in the fraud, including the lawyers involved. Much to the surprise of the insurers seeking damages from fraud perpetrators the lawyers seek, and obtain, defense from their errors and omissions insurers. The purpose of the suits claiming lawyers and others committed insurance fraud is to hit them in their bank accounts since the state would not cause them to serve time for the crime.

Although entitled to a defense from Evanston it is not without a remedy. If it properly reserves its rights it can pay for the defense and, if and when Allstate succeeds and obtains a money judgment against the plaintiffs, Evanston can refuse to indemnify the lawyers and obtain a return of all the money it spent defending them since the only way Allstate can succeed is if it proves the plaintiffs acted to defraud Evanston. It can also amend, to avoid the problem in the future, future policies to exclude the obligation to defend any suit where it is alleged that the insured acted fraudulently.

The Current Issue Contains the Following

  • Lawyer’s Entitled to Defense of Action Alleging Participation
    in Fraudulent Claim Scheme
  • Insolvency risk leads to Cease & Desist Order against Access Insurance Company
  • Ex-Government Lawyer Tries to Profit from Fraud Suits Imprisoned for 30 Months
  • Criminal’s Appeal Fails
  • Eight Judicial Hellholes With Florida Ranking as Number One
  • Wisdom
  • Insurance Fraud In Kenya
  • Sometimes It’s The Government
  • Good News From the Coalition Against Insurance Fraud
  • Health Insurance Fraud Convictions
  • Other Insurance Fraud Convictions
  • Zalma Books

New Insurance Books by Barry Zalma

  • Insurance Fraud & Weapons to Defeat Insurance Fraud – Volumes One and Two
  • Rescission of Insurance
  • Ethics for the Insurance Professional
  • Random Thoughts on Insurance – A Collection of Blog Posts from Zalma on Insurance)
  • The Insurance Examination Under Oath
  • The Compact Book on Adjusting Liability Claims
  • The Compact Book on Adjusting Property Claims
  • The California Fair Claims Settlement Practices Regulations.
  • The California SIU Regulations.
  • Passover Seder for Americans” An All English – Easy to Perform – Passover Seder Paperback
  • Heads I Win, Tails You Lose
  • Arson for Profit
  • Murder & Old Lace
  • Murder and Insurance Fraud Don’t Mix
  • Candy & Able – Murder for Insurance Money

See all Barry Zalma Books Available on Amazon here.

Zalma on Insurance – A Blog

 The most recent posts to the daily blog, Zalma on Insurance, are available at

Check in every day for a case summary at

 Zalma’s Insurance 101

I have completed a video blog called that consist of 1022 three to four minute videos starting with “What is Insurance” and moving forward to insurance fraud investigations explaining the basics of insurance and insurance claims handling in a painless fashion that can be viewed every morning with the first cup of coffee at  Zalma’s Insurance 101.

The videoblog is adapted from my book, Insurance Claims: A Comprehensive Guide available at the Zalma Insurance Claims Library.
Some of the 1,022 videos follow: If you start at Volume 1 at the bottom of the blog’s first page and view one or two videos a day you will have approximately 12 to 24 hours of training a year until you get to the last video.


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If you are, an ad on the blog Zalma on Insurance or Zalma’s Insurance Fraud Letter, to such a selective audience of insurance professionals and management can be more effective than any other form of advertising.
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© 2018 – Barry Zalma

I have placed these books on as both e-books and as paperbacks to explain, in fiction based on reality, information to help everyone understand that insurance fraud can be defeated by a thorough investigation.

Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant  specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 50 years in the insurance business. He is available at and

Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE Legend Award.

Mr. Zalma’s books available as Kindle books or paperbacks at can be reached at

Mr. Zalma’s reports can be found on Tumbler at  on Facebook at and you can follow him on Twitter at

Legal Disclaimer:

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


About Barry Zalma

An insurance coverage and claims handling author, consultant and expert witness with more than 48 years of practical and court room experience.
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