Zalma’s Insurance Fraud Letter – July 1, 2017

A Tool to Defeat Fraud:  Fortuity Required

In the last 50 years that I have been in the business of insurance I have learned the one thing that is a certainty: the quality of insurance fraud perpetrators is almost non-existent. That means that it is so easy to steal from insurance companies that amateurs with no skills are jumping into the business of defrauding insurers. If the insurance industry learns enough about insurance fraud and defeats the claims of the amateurs the professional fraud perpetrators will go away and work easier crimes. If not, they will continue to bleed the insurance industry. It has been my desire, for the last 21 years that I have published
Zalma’s Insurance Fraud Letter
to help in the effort to make insurance fraud more difficult for the perpetrators and reduce what fraud takes from the insurance industry. To help anyone interested to be an insurance professional I have created two courses for

In order to help train insurance professionals I have created the Certified Expert in Corporate Property Insurance and the Certified Expert in Corporate Liability Insurance programs for
It is a comprehensive program enabling insurance professionals to become Certified Experts in Corporate Property Insurance.
The programs provide a complete course of study providing education and training to allow insurance professionals, after completing the individual classes, to become Certified Expert in Corporate Property Insurance and/or a Certified Expert in Corporate Liability Insurance. The programs cover everything an employee, an officer, or a director of a corporation needs to know about the acquisition of proper insurance and to how insurers deal with claims.
Major topics of study include, but are not limited to: the importance of insurance; how to acquire insurance and understand an insurance policy; the methods used by insurers to investigate claims; the various types of insurance that corporations need; the duties and obligations of a public adjuster; and how to present a claim that will be paid.  When you go to simply type “zalma” in the search bar and you will find all courses I have written for

 The Current Issue Contains the Following

  • Fortuity Required
  •  Certified Expert in Corporate Property Insurance and Certified Expert in Corporate Liability Insurance
  • Interviewing For Fraud Investigators
  • Books by Barry Zalma
  • UK Government Pledges Crackdown on ‘Fraudulent Whiplash Claims
  • Barry Zalma Speaks at Your Request
  • Rescission by Breach of Warranty
  • E-Books from Barry Zalma
  • Ethics for Independent Insurance Adjusters
  • The Zalma Insurance Claims Library
  • Wisdom
  • Barry Zalma
  • Good News From the Coalition Against Insurance Fraud
  • Health Insurance Fraud Convictions
  • Other Insurance Fraud Convictions
  • Books from the American Bar Association
  • Zalma’s Insurance Fraud Letter
  • The Legend

The most recent posts to the daily blog, Zalma on Insurance, are available at

Check in every day for a case summary at


 Zalma’s Insurance 101

I have completed a video blog called that consist of 1022 three to four minute videos starting with “What is Insurance” and moving forward to insurance fraud investigations explaining the basics of insurance and insurance claims handling in a painless fashion that can be viewed every morning with the first cup of coffee at  Zalma’s Insurance 101.

Some of the 1,022 videos follow: If you start at Volume 1 at the bottom of the blog’s first page and view one or two videos a day you will have approximately 12 to 24 hours of training a year until you get to the last video.

The videoblog is adapted from my book, Insurance Claims: A Comprehensive Guide available at the Zalma Insurance Claims Library.

 New Blog:

Insurance Law Commentary

 You can see video commentary and read two serialized novels at

“Arson for Profit” and“Murder & Insurance Fraud Don’t Mix”

About Barry Zalma

An insurance coverage and claims handling author, consultant and expert witness with more than 48 years of practical and court room experience.
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