Zalma’s Insurance Fraud Letter – August 1, 2018


August 1, 2018 

Poor people who get services from state health care agencies like California’s Medi-Cal have little choice from whom they obtain medical and dental services. As a result the providers – who agree to take less than market value for the services – are sorely tempted to cheat so that the earnings are closer to the fair market value.

Natalie Lynn Brindos-Watters was so tempted and, because she gave in to the temptation, she found herself in court being sentence to serve time in prison. In The People v. Natalie Lynn Brindos-Watters, C084769, Court Of Appeal Of The State Of California Third Appellate District (Sacramento) (July 23, 2018) the California Court of Appeal dealt with an appeal after a jury found defendant Brindos-Watters guilty of grand theft, two counts of healthcare insurance fraud, and two counts of submitting fraudulent Medi-Cal claims. The trial court imposed a split jail term on one of the convictions for insurance fraud and stayed the remaining counts.

  Zalma’s Insurance Fraud Letter, Volume 22, No. 15 

  • If you do the Crime, You must do the Time
  • Become a Certified Expert in Corporate Property Insurance and a Certified Expert in Corporate Liability Insurance
  • Barry Zalma Speaks at Your Request
  •  The Maryland Insurance Administration Continues Efforts to Stop Insurance Fraud
  • Insurer ReliaMax Surety Co. Insolvent
  • Good News From the Coalition Against Insurance Fraud
  • Health Insurance Fraud Convictions
  • Restitution Important to Insurer Victims of Crime
  • Other Insurance Fraud Convictions
  • Books by Barry Zalma

    New Insurance Books by Barry Zalma

Now available as Kindle or paperback books are the following non-fiction texts for insurance professionals:

  • Insurance Fraud & Weapons to Defeat Insurance Fraud – Volumes One and Two
  • Rescission of Insurance
  • Ethics for the Insurance Professional
  • Random Thoughts on Insurance – A Collection of Blog Posts from Zalma on Insurance)
  • The Insurance Examination Under Oath
  • The Compact Book on Adjusting Liability Claims
  • The Compact Book on Adjusting Property Claims
  • The California Fair Claims Settlement Practices Regulations.
  • The California SIU Regulations.
  • Passover Seder for Americans” An All English – Easy to Perform – Passover Seder Paperback
  • Heads I Win, Tails You Lose
  • Arson for Profit
  • Murder & Old Lace
  • Murder and Insurance Fraud Don’t Mix
  • Candy & Able – Murder for Insurance Money
  • The Runt – a short story
Insurance Law Deskbook
California Insurance Law Deskbook
Insurance Bad Faith and Punitive Damages Deskbook
Property Investigation Checklists: Uncovering Insurance Fraud, 12th

     * Recognizing suspicious claims
* Proper investigation procedures
* Analysis of laws concerning fraudulent personal and real property claims
* Evaluating and settling claims 

The book also examines recent developments in areas such as arson investigation procedures, bad faith, and extracontractual damages.  
The appendix includes the NAIC Insurance Information and Privacy Protection Model Act.
Written by Michael H Boyer and Barry Zalma  
Available here. 

See all Barry Zalma Books Available on Amazon here.

Check in every day for a case summary at

I have completed a video blog called that consist of 1022 three to four minute videos starting with “What is Insurance” and moving forward to insurance fraud investigations explaining the basics of insurance and insurance claims handling in a painless fashion that can be viewed every morning with the first cup of coffee at  Zalma’s Insurance 101.

The videoblog is adapted from my book, Insurance Claims: A Comprehensive Guide available at the Zalma Insurance Claims Library.
Some of the 1,022 videos follow: If you start at Volume 1 at the bottom of the blog’s first page and view one or two videos a day you will have approximately 12 to 24 hours of training a year until you get to the last video.

Are you a lawyer, law firm, independent insurance adjuster or insurer who would you to promote yourself or your firm to more than 200 daily visits by insurance professionals or the more than 2000 subscribers to ZIFL?
If you are, an ad on the blog Zalma on Insurance or Zalma’s Insurance Fraud Letter, to such a selective audience of insurance professionals and management can be more effective than any other form of advertising.
For only $100 a month on the blog or $100 an issue on ZIFL your ad will be permanent and effective.

About Barry Zalma

An insurance coverage and claims handling author, consultant and expert witness with more than 48 years of practical and court room experience.
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