Zalma’s Insurance Fraud Letter – 4-1-18

Zalma’s Insurance Fraud Letter

 April 1, 2018

Some criminal have no sense of honor or justice. Emma J. Raine was involved in the violent death of one or more of her husbands. Before he was murdered by her soon to be brother-in-law she increased the amount of life insurance on his life, changed the beneficiaries and stole the portion of the policy owed to the dead man’s daughter from a previous marriage. After she was convicted of second degree murder she appealed in State of Louisiana v. Emma J. Raine, NO. 2017-KA-0330, Court of Appeal Fourth Circuit State of Louisiana, (March 7, 2018).
Raine argued on appeal that the evidence was insufficient to support her conviction, that the trial court improperly admitted hearsay evidence, and that the jury was improperly influenced by prosecutorial misconduct.

Zalma’s Insurance Fraud Letter, Volume 22, No. 7 

The Current Issue Contains the Following

  • Murder for Life Insurance
  • North Carolina Insurance Commissioner Causey Hires15 Agents to Fight Fraud
  • Texas Court Orders Liquidation of Access Insurance Company
  • Convicted of Insurance Fraud – Must be Deported
  • Wisdom
  • Suspended Lawyer in Fraud Trouble
  • Sascatchewan Government Insurance Finds New Way Insurers are Cheated
  • Good News From the Coalition Against Insurance Fraud
  • 227 California Medical Providers Suspended
  • Health Insurance Fraud Convictions
  • Other Insurance Fraud Convictions
  • Zalma Books

New Insurance Books by Barry Zalma


Now available as Kindle or paperback books are the following non-fiction texts for insurance professionals:

  • The Compact Book on the Commercial Property Insurance Policy
  • Insurance Fraud & Weapons to Defeat Insurance Fraud – Volumes One and Two
  • Rescission of Insurance
  • Ethics for the Insurance Professional
  • Random Thoughts on Insurance – A Collection of Blog Posts from Zalma on Insurance)
  • The Insurance Examination Under Oath
  • The Compact Book on Adjusting Liability Claims
  • The Compact Book on Adjusting Property Claims
  • The California Fair Claims Settlement Practices Regulations.
  • The California SIU Regulations.
  • Passover Seder for Americans” An All English – Easy to Perform – Passover Seder Paperback

Now available as Kindle or paperback books are the following fiction pieces on insurance matters:

  • Heads I Win, Tails You Lose
  • Arson for Profit
  • Murder & Old Lace
  • Murder and Insurance Fraud Don’t Mix
  • Candy & Able – Murder for Insurance Money

The most recent posts to the daily blog, Zalma on Insurance, are available at

Check in every day for a case summary at

Zalma’s Insurance 101

I have completed a video blog called that consist of 1022 three to four minute videos starting with “What is Insurance” and moving forward to insurance fraud investigations explaining the basics of insurance and insurance claims handling in a painless fashion that can be viewed every morning with the first cup of coffee at  Zalma’s Insurance 101.

The videoblog is adapted from my book, Insurance Claims: A Comprehensive Guide available at the Zalma Insurance Claims Library.

Some of the 1,022 videos follow: If you start at Volume 1 at the bottom of the blog’s first page and view one or two videos a day you will have approximately 12 to 24 hours of training a year until you get to the last video.


Are you a lawyer, law firm, independent insurance adjuster or insurer who would you to promote yourself or your firm to more than 200 daily visits by insurance professionals or the more than 2000 subscribers to ZIFL?

If you are, an ad on the blog Zalma on Insurance or Zalma’s Insurance Fraud Letter, to such a selective audience of insurance professionals and management can be more effective than any other form of advertising.

For only $100 a month on the blog or $100 an issue on ZIFL your ad will be permanent and effective.


Barry Zalma, Inc.© 2018 – Barry Zalma

I have placed books on as both e-books and as paperbacks to explain, in fiction based on reality, information to help everyone understand that insurance fraud can be defeated by a thorough investigation.

Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant  specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders. He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 50 years in the insurance business. He is available at and

Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE Legend Award.

Mr. Zalma’s books available as Kindle books or paperbacks at can be reached at

Mr. Zalma’s reports can be found on Tumbler at  on Facebook at and you can follow him on Twitter at

Legal Disclaimer:

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this blog. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation.


About Barry Zalma

An insurance coverage and claims handling author, consultant and expert witness with more than 48 years of practical and court room experience.
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