To Deal With Construction Defects it is Necessary to Understand Construction – Two


A Video Explaining Some More of the Construction of a Dwelling

See the full video at and at


Asphalt shingles account for close to 90 percent of all residential roofs. Sheet metal, cement tiles, wood shakes or shingles, and traditional slate or ceramic tile are used across the country. For low-slope roofs, polymer membranes compete with asphalt roll roofing, coal tar, and asphalt-mop technologies.

A historic home or home style will normally be repaired using the original material or a carefully manufactured imitation. The traditional materials of earlier times—wood shingles, slate, tile, and sheet metal—are still used.

Sheet Metal

Structures require use of sheet metal parts to complete the structure. Sheet metal parts include galvanized flashing (a material used to stop water intrusion), gravel stops, gutters and downspouts, roof edging, and vents.

The sheet metal worker locates and marks reference points and, using shop mathematics, calculates angles and curves needed to manufacture the sheet metal parts. The sheet metal worker cuts the flat material and shapes it into a three-dimensional form, using hand and power-driven tools and fabricating machines.  When the parts are completed they are assembled and riveted, welded, bolted, soldered, or otherwise bonded together. Finally the parts are smoothed or polished and installed and anchored in place.


The structure’s mechanical parts include, in addition to HVAC systems, electrical and plumbing components.

Because of environmental concerns and difficulties experienced with the power grid, many homeowners are considering solar or wind power for their homes and businesses. Solar power is practical and can provide an economic benefit over purchasing electricity from the power grid although it takes many years to recover the cost even when subsidized by local governments.


Failure of insulation can increase the cost of heating and cooling the property and, if improperly installed, allows release of insulation fibers that might be dangerous to the occupants.

Windows and Glass


Construction defects lawsuits are almost ubiquitous. To deal with such litigation it is necessary for the lawyer or insurance claims person to understand construction and the parts needed to build a structure. This, and the previous videos work to provide the information needed as adapted from my books on Construction Defects and Insurance.

© 2021 – Barry Zalma Barry Zalma, Esq., CFE, now limits his practice to service as an insurance consultant specializing in insurance coverage, insurance claims handling, insurance bad faith and insurance fraud almost equally for insurers and policyholders.

He also serves as an arbitrator or mediator for insurance related disputes. He practiced law in California for more than 44 years as an insurance coverage and claims handling lawyer and more than 54 years in the insurance business.

He is available at and Mr. Zalma is the first recipient of the first annual Claims Magazine/ACE Legend Award. Over the last 53 years Barry Zalma has dedicated his life to insurance, insurance claims and the need to defeat insurance fraud. He has created the following library of books and other materials to make it possible for insurers and their claims staff to become insurance claims professionals.

Go to the podcast Zalma On Insurance at;  Follow Mr. Zalma on Twitter at; Go to Barry Zalma videos at at; Go to Barry Zalma on YouTube-; Go to the Insurance Claims Library – Read posts from Barry Zalma at; and the last two issues of ZIFL at  podcast now available at

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