How to Avoid Insurance Fraud

Tools to Investigate and Defeat Insurance Fraud

Insurers faced with a potential insurance fraud have available tools to defeat the attempted insurance fraud. One of the most effective tools is the examination under oath where the insured is required to appear before a representative of the insurer and testify under oath about the policy and the claim. The two books below will help the insurer and its personnel faced with a potential fraud to take an EUO and, from the stories in the “Heads I Win, Tails You Lose” book, how to recognize that a fraud is being attempted.

“The Insurance Examination Under Oath”

Product DetailsThe insurance Examination Under Oath (“EUO”) is a formal type of interview authorized by an insurance contract. It is taken under the authority provided by a condition of the insurance contract that compels the insured to appear and give sworn testimony on the demand of the insurer or find his, her or it claim rejected for breach of a condition. A notary and a certified shorthand reporter are always present to give the oath to the person interviewed and record the entire conversation.

Available as a Kindle book.

Available as a paperback.


Product DetailsA collection of columns originally published in the magazines “Insurance Journal,” “Insurance Week,” and “The John Cooke Insurance Fraud Report” insurance trade publications serving the insurance community in the United States that have been updated and revised.

The title, “Heads I Win, Tails You Lose” is meant to describe insurance fraud as it works in the Unites States. It means that whenever a person succeeds in perpetrating an insurance fraud everyone who buys insurance is the loser.

Available as a Kindle Book.

Available as a paperback.

Read about these and other insurance books written by Barry Zalma at


About Barry Zalma

An insurance coverage and claims handling author, consultant and expert witness with more than 48 years of practical and court room experience.
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