Monthly Archives: January 2011

>Gone For A Week

>I’ll be away for a week. Please review the older posts or go to http://www.zalma.com for other useful information. Regards, Barry Zalma

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>Ethics Course for Adjusters Approved by State of California for 4 Units

>A. D. Banker Company has published a new self-study course for California Adjusters, Public Insurance Adjusters and insurance agents or brokers called “Ethics: Good Faith and Fair Dealing” at http://adbanker.com/contEducationInsSelfStudy.aspx?stvtdmid=1496.Ethics is the essence of insurance. Ethics is a process of systematically … Continue reading

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>Zalma on Diminution of Value Damages

> (c) 2010 by Barry Zalma & ClaimSchool, Inc. Introduction Since 2001 when the Georgia Supreme Court decided State Farm Mutual Automobile Insurance Co. v. Mabry, 274 Ga. 498, 556 S.E.2d 114 (Ga. 11/28/2001) I have written several articles concerning … Continue reading

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>Notice to Excess Required for Contribution

> Contribution Attempt Fails  © 2011    Barry Zalma Before an insurer can obtain contribution from a co-insurer it must establish that coverage is available to the insured. The case that follows from the Illinois Court of Appeal, Federal Insurance Company v. … Continue reading

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>Penny Wise & Pound Foolish

>The Olde Time Fire(c) 2011Barry Zalma ===== The story that follows is based on fact. It is, however, a work of fiction. The names, places and descriptions have been changed to protect the guilty. Any resemblance to real people is … Continue reading

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>The Truth, The Whole Truth And Nothing But the Truth — II

> An E-Book by Barry Zalma © 2009 Barry Zalma has rewritten his seminal work on interviewing as an e-book.  It provides materials to help everyone, whether a professional investigator, lawyer, insurance adjuster or news reporter or just someone who … Continue reading

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>Professional Insurance Adjusting

>    © 2011    BARRY ZALMA    Insurers, in a search for profit, have decimated their claims professional claims staff. They laid off experienced personnel and replaced them with young, untrained and unprepared people. A virtual clerk replaced the old professional claims … Continue reading

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>Insurance Fraud — An E-Book

>Every lawyer retained to prosecute or defend a civil suit should begin the representation with efforts to find insurance coverage for the benefit of the client. Indeed, a lawyer that does not know the law of insurance is litigating with … Continue reading

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>An Assignment Made Useless

>    An Assignment Made Useless    © 2011    Barry Zalma When an insurer pays a loss that is the responsibility of another it can obtain an assignment from its insured and sue in its name or the name of its insured … Continue reading

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>California Rescission Regulations in Trouble

> The California Department of Insurance issued a set of Regulations limiting the ability of California health insurers to rescind policies of health insurance.  THE REGULATIONSRescission is an equitable remedy that allows an insurer to declare a policy void from … Continue reading

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>The Examination Under Oath

>     The Examination Under Oath     © 2011    Barry Zalma The reasons for the examination under oath is to allow the insurer to cross-examine, as it were, the documents submitted by the insured in proof of his or her … Continue reading

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>Arbitration Compelled

> © 2011Barry Zalma Arbitration of Insurance Disputes Saves Time & Money Some insurance contracts include provisions that require coverage issues to be resolved by arbitration rather than litigation. The reason for arbitration clauses is to save the cost of … Continue reading

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>Just for Fun

>Someone Stole My Rolls Royce The story that follows is based on fact. It is, however, a work of fiction. The names, places and descriptions have been changed to protect the guilty. Any resemblance to real people is purely coincidental. … Continue reading

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>Massive Sanctions Approved For Pursuing Worthless Case

>It’s Expensive to Pursue A Bad Case Defending a law suit alleging sexual misconduct is often difficult and sometimes impossible. The cases are often perceived to be a liars contest with the person claiming to be the victim given the … Continue reading

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>Zalma on California Claims Regulations — 2010

> Have You Violated California Claims Regulations?    The state of California compels all who are even tangentially involved in the claims process to comply with and have training in the Fair Claims Settlement Practices Regulations (the “Regulations”) and the … Continue reading

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>How Broad is the Omnibus Clause?

>It is Exceptionally Broad in Ohio In Federal Insurance Company v. Executive Coach Luxury Travel, Inc, 2010 -Ohio- 6300 (Ohio 12/28/2010) the Supreme Court of Ohio concluded that a bus service contracted by a college is a “hired” bus under … Continue reading

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