(ZIC) makes available Barry
Zalma's more than 45 years of practical insurance claims
experience to serve those who are faced with an insurance
claims or coverage
dispute. ZIC will assist its clients to
resolve any insurance problem faced by lawyers representing
insurers, lawyers representing policyholders, insurance claims
management, insurance claims personnel, and those they seek to
serve. The experience and skill of Mr. Zalma as a consultant and
expert witness can make the difference before a jury, other trier of fact, or mediator.
Barry Zalma founded ZIC to help resolve
every insurance claim problem faced by you or your clients. His
experience and skill as a consultant and expert witness can make
the difference before a jury or other trier of fact. For more
than 45 years as a claims person and insurance coverage
attorney, Barry Zalma has represented insurers, advised insurers
on claims handling, interpreted coverages and testified as an
insurance coverage, insurance bad faith, insurance claims
handling and insurance fraud expert on behalf of insurers and
policy holders’ suing insurers.
Mr. Zalma is an internationally recognized
expert on insurance, insurance claims handling, insurance
coverage, insurance fraud, and insurance bad faith. Barry Zalma
will promptly review your file materials and advise you about
the viability of your decision to sue or your defenses. He can
help you narrow the scope of discovery
Consultation with Mr. Zalma and ZIC can
save you or your client thousands of dollars in the defense or
prosecution of an insurance dispute. ZIC will assist you in the
effort to find a solution to an insurance claims dispute that is
fair, intelligent, beneficial and economical.
ZIC is available to provide expert advice
and, if needed, expert testimony to individuals and their
counsel. Advice from ZIC is indispensable to the resolution of
insurance disputes. Consultation from ZIC can save you, your
counsel or client hundreds of hours of investigative and legal
With comprehensive knowledge
of insurance and insurance claims handling Mr. Zalma
understands, and can explain in language a lay jury understands,
how and why insurance claims should be resolved.
ZIC rates are all inclusive. Mr.
fee takes account of all incidentals
from telephone calls and postage to
computer time and word processing. As
for third-party costs, ZIC passes along all
discounts and vendor savings. The client pays
what ZIC pays. Not a penny more. ZIC has made
the billing process simple.
Mr. Zalma has testified as an insurance claims handling,
insurance coverage, insurance bad faith and insurance fraud
expert witness in the state courts of California, Nevada,
New Mexico, Oklahoma and Nebraska and federal district courts in
various jurisdictions throughout the country, and even testified
in an arbitration held in the British Cayman Islands.
Barry Zalma, Esq., is
available to assist insurers, policyholders, or their counsel
who need advice and counsel concerning:
Insurance Bad Faith
Insurance Claims Handling
Insurance Litigation Support
Suspected Insurance Fraud
Insurance policies are contracts, and to understand insurance
policies each party must recognize how all contracts, and
specifically insurance contracts, are interpreted. Barry
Zalma, as an insurance coverage attorney with more than 45-years
experience, is uniquely qualified to provide advice and counsel
on how to interpret an insurance policy as it applies to a
specific fact situation and how to resolve disputes concerning
If an insurer or policyholder is faced with a question requiring
a professional opinion concerning insurance coverage, insurance
claims handling or insurance fraud and there is a dispute about the
interpretation of a particular insurance coverage, Mr. Zalma has
the expertise needed to assist the insurer or the policyholder
to resolve the dispute.
Mr. Zalma is an internationally
recognized expert on insurance claims handling, insurance
coverage, insurance fraud investigations, and the tort of bad
Arbitrator or Mediator
Mr. Zalma and ZIC
understand that litigation is expensive and does not always
resolve a dispute. He is also available, therefore, to serve as
an arbitrator or mediator for any insurance dispute. Because Mr.
Zalma limits his services to insurance disputes and does not
operate through a mediation or arbitration service the cost of
his services are much less than the cost of an arbitrator or
mediator from such a service.
Most people cannot define, let alone
understand, insurance. Mr. Zalma, a native Californian, accepts
the California definition of "insurance" which was codified as
"Insurance is a
contract whereby one undertakes to indemnify another against
loss, damage, or liability arising from a contingent or
unknown event." [California
Insurance Code Section 22]
Mr. Zalma now limits his law practice to
consultation, expert witness testimony, arbitration, mediation
and acting as umpire in first party property appraisals.
A short novel dealing
with a massive fake burglary of a Beverly Hills, California
residence in hopes of garnering enough money to pay off
debts and avoid deportation back to the Republic of China on
the island of Taiwan.
investigation of Barry Zalma's favorite investigator, Marion
Orpheus Montague (MOM), as he uncovers the fraud and
provides defenses needed to save the insurers he represented
Any person who is
curious and applies one or more of the techniques set out in
this ebook will obtain more information than his or her
competitors. The purpose of this ebook is, indeed, to help
anyone learn how to get the truth about anything from
anyone. If you have a need to obtain information from
another person you need “Getting the Whole Truth”. “Getting
the Whole Truth” is available from Specialty Technical
effective interviews require preparation and skill. With
humor – and the insight gained from years of experience –
Mr. Zalma delivers step-by-step commentaries and examples
that have real-life, practical applications. Read this book
to learn interview techniques such as:
information gathering and other preparation.
the many personality types the interviewer may
right approach with each personality type
rapport with the interviewee.
with the person interviewed to seek only the truth.
evidence after the interview.
contentious issues such as false memory syndrome.
The author and publisher disclaim any liability, loss, or risk incurred
as a consequence, directly or indirectly, of the use and application of
any of the contents of this web site. The information provided is
not a substitute for the advice of a competent insurance, legal, or
other professional. The Information provided at this site should not be
relied on as legal advice. Legal advice cannot be
given without full consideration of all relevant
information relating to an individual situation. If you desire legal advice you may retain the
services of Mr. Zalma after signing an engagement letter. No
communication received will be held in confidence.