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A Service of Barry Zalma, Inc.

Barry Zalma, Esq., CFE

4441 Sepulveda Boulevard

CULVER CITY CA 90230-4847


Fax: 310-391-5614 or  

Follow on Twitter at



Zalma Insurance Consultants (ZIC) makes available Barry Zalma's more than 45 years of practical insurance claims experience to serve those who are faced with an insurance claims or coverage dispute.  ZIC will assist its clients to resolve any insurance problem faced by lawyers representing insurers, lawyers representing policyholders, insurance claims management, insurance claims personnel, and those they seek to serve. The experience and skill of Mr. Zalma as a consultant and expert witness can make the difference before a jury, other trier of fact, or mediator.

Barry Zalma founded ZIC to help resolve every insurance claim problem faced by you or your clients. His experience and skill as a consultant and expert witness can make the difference before a jury or other trier of fact. For more than 45 years as a claims person and insurance coverage attorney, Barry Zalma has represented insurers, advised insurers on claims handling, interpreted coverages and testified as an insurance coverage, insurance bad faith, insurance claims handling and insurance fraud expert on behalf of insurers and policy holders’ suing insurers.

Mr. Zalma is an internationally recognized expert on insurance, insurance claims handling, insurance coverage, insurance fraud, and insurance bad faith. Barry Zalma will promptly review your file materials and advise you about the viability of your decision to sue or your defenses. He can help you narrow the scope of discovery

Consultation with Mr. Zalma and ZIC can save you or your client thousands of dollars in the defense or prosecution of an insurance dispute. ZIC will assist you in the effort to find a solution to an insurance claims dispute that is fair, intelligent, beneficial and economical.

ZIC is available to provide expert advice and, if needed, expert testimony to individuals and their counsel. Advice from ZIC is indispensable to the resolution of insurance disputes. Consultation from ZIC can save you, your counsel or client hundreds of hours of investigative and legal work.

With comprehensive knowledge of insurance and insurance claims handling Mr. Zalma understands, and can explain in language a lay jury understands, how and why insurance claims should be resolved.

ZIC rates are all inclusive. Mr. Zalma's hourly fee takes account of all incidentals from telephone calls and postage to computer time and word processing. As for third-party costs, ZIC passes along all discounts and vendor savings. The client pays what ZIC pays. Not a penny more. ZIC has made the billing process simple.


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Expert Witness

Mr. Zalma has testified as an insurance claims handling, insurance coverage, insurance bad faith and insurance fraud expert witness in the  state courts of California, Nevada, New Mexico, Oklahoma and Nebraska and federal district courts in various jurisdictions throughout the country, and even testified in an arbitration held in the British Cayman Islands.

Coverage Lawyer

Barry Zalma, Esq., is available to assist insurers, policyholders, or their counsel who need advice and counsel concerning:

  • Insurance Coverage

  • Insurance Bad Faith

  • Insurance Claims Handling

  • Insurance Litigation Support

  • Suspected Insurance Fraud

Insurance policies are contracts, and to understand insurance policies each party must recognize how all contracts, and specifically insurance contracts, are interpreted.  Barry Zalma, as an insurance coverage attorney with more than 45-years experience, is uniquely qualified to provide advice and counsel on how to interpret an insurance policy as it applies to a specific fact situation and how to resolve disputes concerning insurance.

If an insurer or policyholder is faced with a question requiring a professional opinion concerning insurance coverage, insurance claims handling or insurance fraud and there is a dispute about the interpretation of a particular insurance coverage, Mr. Zalma has the expertise needed to assist the insurer or the policyholder to resolve the dispute.

Mr. Zalma is an internationally recognized expert on insurance claims handling, insurance coverage, insurance fraud investigations, and the tort of bad faith.

Arbitrator or Mediator

Mr. Zalma and ZIC understand that litigation is expensive and does not always resolve a dispute. He is also available, therefore, to serve as an arbitrator or mediator for any insurance dispute. Because Mr. Zalma limits his services to insurance disputes and does not operate through a mediation or arbitration service the cost of his services are much less than the cost of an arbitrator or mediator from such a service.

Most people cannot define, let alone understand, insurance. Mr. Zalma, a native Californian, accepts the California definition of "insurance" which was codified as follows:

"Insurance is a contract whereby one undertakes to indemnify another against loss, damage, or liability arising from a contingent or unknown event." [California Insurance Code Section 22]

Mr. Zalma now limits his law practice to consultation, expert witness testimony, arbitration, mediation and acting as umpire in first party property appraisals.

     Zalma Books

New E-Books by Barry Zalma

MOM & The Taipei Fraud

A short novel dealing with a massive fake burglary of a Beverly Hills, California residence in hopes of garnering enough money to pay off debts and avoid deportation back to the Republic of China on the island of Taiwan. 

Follow the investigation of Barry Zalma's favorite investigator, Marion Orpheus Montague (MOM), as he uncovers the fraud and provides defenses needed to save the insurers he represented $7 million.

Getting the Whole Truth
A New E-book by Barry Zalma

Any person who is curious and applies one or more of the techniques set out in this ebook will obtain more information than his or her competitors. The purpose of this ebook is, indeed, to help anyone learn how to get the truth about anything from anyone. If you have a need to obtain information from another person you need “Getting the Whole Truth”. “Getting the Whole Truth” is available from Specialty Technical Publishers at

Successful and effective interviews require preparation and skill.  With humor – and the insight gained from years of experience – Mr. Zalma delivers step-by-step commentaries and examples that have real-life, practical applications.  Read this book to learn interview techniques such as:

bullet  Pre-interview information gathering and other preparation.
bullet Identifying the many personality types the interviewer may encounter.
bullet Using the right approach with each personality type
bullet Developing rapport with the interviewee.
bullet Collaborating with the person interviewed to seek only the truth.
bullet Verifying evidence after the interview.
bullet Accounting for contentious issues such as false memory syndrome.

Getting the Whole Truth can be purchased from Specialty Technical Publishers for just $50. STP also offers the following publications by Barry Zalma: Insurance Claims: A Comprehensive Guide, Construction Defects: Litigation and Claims and Mold: A Comprehensive Claims Guide.

All of Barry Zalma's E-Books published by ClaimSchool, Inc. are now priced at $9.95 or less.

If you want to communicate with me just click on my name and send me an E-Mail.

Barry Zalma

4441 Sepulveda Boulevard

CULVER CITY CA 90230-4847


Fax: 310-391-5614 or

Follow on Twitter at


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Legal Disclaimer:

The author and publisher disclaim any liability, loss, or risk incurred as a consequence, directly or indirectly, of the use and application of any of the contents of this web site. The information provided is not a substitute for the advice of a competent insurance, legal, or other professional. The Information provided at this site should not be relied on as legal advice. Legal advice cannot be given without full consideration of all relevant information relating to an individual situation. If you desire legal advice you may retain the services of Mr. Zalma after signing an engagement letter. No communication received will be held in confidence.

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Updated and © 2014 by Barry Zalma

July 15, 2014